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Loans Christmas loans

The average family spends £800 on Christmas and around a third of people are expecting to have to borrow money for presents or food over the festive period.

Why not start planning your Christmas budget now with a loan from us. You can borrow enough to get your through the festive period without putting too much pressure on your finances.

Take a look at our loan calculator to see what your repayments would be.

You can apply for a loan online today - or if you have any questions, please visit our Loans page or call us on 0300 303 3188 and we'll be happy to help.

Having a black mark on your credit record or being on a lower income does not exclude you from borrowing from us. We can't lend to everyone but we will look at your ability to pay now, not just your credit history. Read through our loan requirements and do let us know if you have any questions.

Simple, safe, affordable loans

We are here solely for our members and aim to provide affordable credit to anyone who can afford to pay the loan repayments.

Our Saver Loans are a way of building a healthier credit history. Or if you are in the 'Keep It Local' camp - we are the ethical, local, Not-For-Profit alternative.

Each loan application is assessed individually by a member of our team. We cannot lend to everyone - each loan is assessed on its own merits. We take all information into account when making decisions.

No arrangement fees - SIMPLE AND FAIR!!

So why not give us a try?

PLEASE NOTE: Your credit score will be adversely affected if you are late or fail to keep up with payments on a loan.

Contact Us
  • East Sussex Credit Union
  • Tel: 0300 303 3188
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Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority