Two-fifths of working age people across Britain - nearly 17 million - lack a decent savings buffer, with less than £100 in savings available to them at any particular time, according to a poll by the Money Advice Service.
If you are struggling to save or have never saved, perhaps by thinking differently about saving, you could make the change. By looking at saving as paying yourself so you have the future you deserve maybe you can find the motivation to do it.
Each month, after you have paid your essentials - rent, utilities, food - then pay yourself before you spend on non-essentials.
If saving feels impossible and you need to borrow improve your cash flow, you can start saving at the same time with our Saver Loans, which are setup to have two parts to the payments Part one is the loan repayment and part two is the savings contribution - this is held in a savings account until the end of the loan period, which means our members have a savings pot, often for the first time in their lives.
Prioritise paying yourself and you can soon be building a savings pot for your future.